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We have covered the basics of what to look for in a business loan as well as the many types of business loans available.

Available loans

Business Term Loan

An unsecured loan for purchase of fixed assets or to improve cashflow and optimize daily operations while being collateral-free. Fixed monthly repayments over 5 years and a cap of SGD $500,000 on the loan amount.

Business Overdraft

Allows you to manage sudden spikes in demand for cashflow. Unlike a loan, you don’t pay any interest on what you don’t use. This keeps your costs and cashflow under control and helps daily operations flow smoothly

Private Funding

Debt financing with terms shorter than the standard 24–48 months. Financing can arrive as early as 5 days after an on-site visit, if we have all the documentation we need and your financing is approved

Commercial Property Loan

Choose a fixed or floating interest rate, with loan tenures as long as 25 years. We can finance up to 80% of the purchase price or market valuation of your commercial property.

Loan Calculator

Calculate the monthly instalments, total interest payable and total payment required.

Disclaimer
The Loan Calculator (the “Tool”) is an indicative tool and is meant to provide information and estimates of a general nature based on information provided by you. EMvertex Credit does not guarantee the accuracy, adequacy, reliability or completeness of any information or computation or recommendation provided by the Tool

Appointment Booking

Thank you for using our online appointment service. All you need to do is to fill in the form below, and our consultant will contact your company within two working days on our best effort.